Ways to Get Legitimate Walmart Cashback (Up to 15 percent )

What methods do you employ to save money and earn cashback on purchases? Here’s a rundown of some of the most common ways to get Walmart cashback.

Coupons used to be the most popular way for Americans to save money. Nowadays, getting cashback from a variety of retailers all over the country and saving money is much easier.

Even better, getting Walmart cashback is even easier if you shop at Walmart.

Everybody has a monthly shopping budget. But how wonderful would it be to get some cash back on these purchases? Wouldn’t it be great if you could save money on your monthly purchases?

Walmart, on the other hand, provides that fantastic opportunity. Whether you shop in stores or online, there are a variety of ways to earn Walmart cashback.

And, while you may have to put in some extra effort to earn Walmart cashback on a regular basis, the benefits are well worth it.

What is the maximum amount of cashback you can get at Walmart?

If you want to use a debit card to get cashback, you can get either $20, $40, $60, $80, or $100 back.

You can get any amount back with a check as long as it’s less than $20.

The good news is that you can nowadays use a variety of apps, credit cards, and debit cards to double or triple stack cashback.

That, to me, implies that your cashback options are limitless. You can even get cash back with a purchase made with your cashback debit card linked to a cashback app. Consider all of your options!

Because there are so many apps that claim to offer Walmart cashback, we’ve compiled a list of the most reliable ones that will also show us how much cashback we can get from Walmart.

The Most Effective Ways to Earn Walmart Cashback


Rakuten, formerly known as Ebates, is one of the oldest cashback sites, having been founded in 1998. It is, without a doubt, one of the best cashback apps for saving money at some of the most well-known stores.

Rakuten offers a $10 bonus just for signing up, as well as a $25 bonus for any referrals you bring on board.

This app is similar to Ibotta, but it is even bigger, with the world’s largest selection of products and services. Rakuten has the advantage of offering both desktop and mobile apps, which increases its flexibility.

You will also receive cashback for both online and in-person purchases. Rakuten is the way to go if you’re looking for a great way to earn Walmart cashback.

It may not have the best rates, but it has a lot more to offer. If you shop at and make your purchase through Rakuten, you could get up to 5% cashback.

However, there are certain exclusions as well as terms and conditions that must be followed in order to receive these benefits. Sports, office supplies, arts and crafts, and camping are just a few of the categories where you can earn up to 5% cashback.

The cashback rate for the remaining product categories is around 1%.

Rakuten’s payment method is something that some people may consider a disadvantage.

The platform pays out every three months, and you can only get your money through PayPal or mailed checks.

Apart from this minor flaw, the rest of the process is excellent, making it a great way to earn money online.

Read our Rakuten review if you want to learn more about the platform.

Survey Platforms

When it comes to shopping, and Walmart stores have almost everything. As a result, Walmart gift cards are almost as good as cash.

One of the best places to get free Walmart gift cards is through survey platforms.

The following are some of the most popular platforms:


Swagbucks is a survey site where you can earn money by doing things like watching videos, taking surveys, or downloading apps. Swagbucks is a good place to start if you want to put some money back in your wallet.

It’s one of the best mobile money-making apps.

The platform allows you to earn free gift cards as well as money for almost any online activity you engage in.

You can also earn gift cards by shopping online, finding deals, and playing free games. All you have to do is sign up, earn points, and receive gift cards that can be used at a variety of stores, including Walmart.

If you use the Swagbucks app to shop online at, you will be eligible for a cashback reward. They will give you a $5 bonus if you sign up.

Survey Junkie

Survey Junkie is another great survey site that can help you get money back into your account. It’s one of the most reputable survey sites out there, and it’s a great alternative to Swagbucks.

For each survey you take, the platform will display the exact points you will make as well as the length of each survey.

To begin earning points, simply create a free account and begin accumulating points right away.

You get $1 for every 100 points you earn. Simply sign up, complete surveys to earn points, and then redeem your points for PayPal or e-gift cards.

Walmart is one of the major retail stores where you can use the free gift cards.

As a result, if you are a frequent Walmart shopper, Survey Junkie can help you save money. It’s a fairly simple and straightforward Walmart hack to implement.

Read Full Review


MyPoints, like Swagbucks, is a survey platform where you can earn points by completing surveys and other small tasks like downloading apps.

For simply signing up, the platform offers a $10 bonus. MyPoints and Swagbucks are both owned by the same parent company.

Through their “daily 5” tasks, MyPoints makes accumulating points much easier. Each time you complete one of the five activities listed, you will receive five bonus points.

You earn 10 points for every dollar you spend on automotive and jewelry when you shop online at using the MyPoints platform.

Capital One Walmart Reward Card

If Walmart is your regular shopping destination, obtaining a Capital One card will be beneficial. You can earn the following rewards by using this rewards card:

Every purchase you make on, the Walmart app, and grocery pickup and delivery will earn you 5% cashback.

You’ll get 2% cashback at Walmart stores and Walmart & Murphy gas stations in the United States when you make in-person purchases.

On travel and restaurants, you’ll get a 2% cashback.

1% cashback on all other purchases made with a Mastercard at any location that accepts the card.

There is also an introductory offer that allows you to earn 5% cashback for the first 12 months when you use this card to shop at Walmart with Walmart Pay.

After approval, you’ll be able to start earning rewards right away, and there are no annual fees.

You can use your cashback from the Capital One Walmart credit card in the following ways:

  • Making a Purchase Payment
    This means you can use your points to pay for items on
  • Credit on the Statement

This method entails using your rewards to pay off your credit card debt.

Gift Cards

Cashback can be exchanged for free gift cards from a variety of stores, including Walmart.


You can use your points to book flights, pay for hotels, and eat at restaurants, among other things.

A Capital One Walmart reward card is an excellent way to keep track of your finances. In our article on why personal finance is important, you can learn more about how to keep track of your finances.


Honey is yet another fantastic platform for earning Walmart cashback.

The platform was redesigned in 2019, and while there is no sign-up bonus, they do offer a $5 referral bonus.

Honey is not only a great place to find coupons, but it’s also a fantastic way to earn gift cards.

You can easily earn “Honey Gold” points from retailers like Walmart and Amazon, which you can then exchange for free gift cards.

When you shop on, you can earn “Honey Gold” rewards ranging from 1% to 3%.

But where do you begin earning gold rewards?

Create a free and secure account by filling out the form below.

Activate to earn money while you shop.

Get a free Walmart gift card when you redeem your Gold.

You must first accumulate 1,000 “Honey Gold” points before redeeming them. You can then exchange the 1,000 gold for $10 cashback.

The main difference is that the rebates on this platform aren’t fixed. When you shop at different stores, you get a random percentage of cashback.

Furthermore, the earned “gold” can only be redeemed for gift cards.


Other Cashback Credit Cards

Is it possible to get cashback at Walmart using a credit card? The correct answer is, of course, yes. If you don’t like the Walmart Capital One card, there are plenty of other cashback credit card options to consider.

Many of these cards will assist you in saving money at Walmart and other retailers.

The following are some of the best cashback credit cards:


Discover it Cash Back

Cashback at Walmart


This card entitles you to a 5% cashback on purchases made at a variety of retailers. One thing to keep in mind is that the spending categories that qualify for the 5% cashback change on a quarterly basis. This means that you must activate the bonus category at least once every three months.

Cashback categories that offer cashback in one quarter may offer 0% cashback in the following quarter.

They continue to rotate, and you must keep up. If you want to earn Walmart cashback with this card, the best months to do so are October and December.

Furthermore, during your first year of membership, this card will match your total cashback, and you will receive the full amount.

If you earn $200 in cashback, for example, it will match each dollar with another to give you $400.




Chase Freedom Unlimited

Chase Freedom


If you’re looking for a cashback card that’s both simple and rewarding, Chase Freedom Unlimited is a great option. For each purchase you make with the card, you will receive an unlimited 1.5 percent cashback.

In addition, if you spend $500 in the first three months after opening your account, you will receive a $200 cashback.

This offer, however, is only available if you apply directly with Chase.

This card also has a low introductory APR, no annual fees, and no expiration date for cashback rewards.

You can receive a direct deposit into your US savings and checking accounts, or a statement credit, to redeem your rewards.

You can also use them to purchase gift cards or pay for travel.





It is possible to save money at various retail stores, such as Walmart, Home Depot, Target, and grocery stores, using the Ibotta app.

The platform provides cashback on a variety of products from a variety of e-commerce sites and retailers.

You can save more money by shopping at your favorite retail stores with the Ibotta app.

It allows you to earn cashback on purchases made online or in-store for a variety of items such as clothing, groceries, home, travel, and more.

When you shop in-store, all you have to do is upload a photo of your receipt and you’ll get your cashback in under 24 hours. You get your cashback automatically when you shop online with the Ibotta app.

It’s a fantastic way to save money while also earning cashback. When you sign up, they’ll even give you a $10 bonus.





Dosh is yet another simple way to earn cashback on your purchases. The platform does not accept points or coupons; instead, it only accepts cash.


However, how do you make money with Dosh?

Connecting Your Card

The first step in earning money with Dosh is to link your debit or credit card to the platform. Once you’ve connected your card, you’ll be able to earn cashback on the purchases you make with it.

When you use the linked cards to shop at over 1,000 stores and restaurants, you’ll get a 10% Cashback. The cashback is deposited into your Dosh account directly and automatically.

Walmart is one of the retailers that rewards Dosh users with cashback.


Referrals can earn you money.

When you refer a friend to Dosh and they sign up and link their verified card, you will receive $5 in rewards.

Discover Debit Card Cashback

Discover Debit Card Cashback


Unlike in the past, when the majority of cashback was earned through credit cards, the tides have recently turned. The Cashback debit account, which is an online checking account, is now available.

The account comes with a debit card that enables you to earn cashback on your purchases.

Each month, you can earn 1% cashback on up to $3,000 in purchases made with your debit card.

The Discover Cashback Debit Card has no fees, which is a great feature.

There are no account or maintenance fees as a result of this. When you use the Cashback Debit Card to make a purchase, you can earn cashback at Walmart and other retailers.




Price-matching and purchase protection are currently available from a number of online retailers.

That means that if you buy something and the price drops later, you can get a refund quickly to cover the difference.

One app that makes this possible is Paribus. The platform keeps track of all your purchases and alerts you when the price of the items you bought drops.

They then contact the store’s customer service department on your behalf and request a refund.

The good news is that there are no charges for using this platform.

You must, however, allow them to monitor your emails in order for them to locate your purchase receipts.



Final thoughts On Walmart Cashback

Shopping at Walmart can be a thrilling experience. You can easily save money at Walmart on the various purchases you make each month.

I hope that after reading this Walmart cashback article, you will be able to recognize the various options for earning a cashback and select the one that best suits your needs.

One step toward financial independence is to save money.

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