How to Convert Gift Cards to Cash in a Simple Way

Do you own a Visa gift card that you’d like to cash in? Here are a few simple methods for converting gift cards to cash.

Visa gift cards are an excellent way to save money on purchases. The majority of them are sold during promotions in which stores offer shoppers incentives to buy and use them. However, there are times when a Visa gift card must be converted to cash.

There’s no need to be concerned.

There are several options available for converting gift cards to cash.

In this article, we’ll look at the most practical options for converting that Visa gift card into cash.

Why, on the other hand, would you want to convert your Visa card? There are a variety of reasons why someone might want to do so.

If you’re like me and check your net worth on a daily basis on Personal Capital, gift cards are probably a waste of time and space. Why carry virtual money when you can invest or pay down debt with real money?


Because these Visa gift cards cannot be used to withdraw cash from an ATM, they are somewhat inflexible.


Plastiq Is Preferred Method for Converting 

Plastiq is our preferred method for converting a Visa card. It’s completely free to join, and you can pay for anything with your credit card. Even in places that don’t accept credit cards.



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  • It’s incredibly simple to get free money from these websites; all you need to know is how to convert the gift cards you receive into real money.


You can convert Visa gift cards into cash using the methods listed below, regardless of how you got them or why you want to convert them. The money can then be used to invest or pay down debt!


How to Convert Gift Cards to Cash in a Simple Way

Pay Your Bills with a Visa Gift Card

Using a gift card to pay your bills is the next option, which is just as good as getting cash. This can be done using the above-mentioned free Plastiq service.


This can be accomplished in the following ways:

Pay off large bills such as your mortgage, car payment, and other obligations.

Because you would have paid for your loan installments with cash, such as your car loan or mortgage, using the card is equivalent to paying with cash.

Some businesses, such as Plastiq, allow customers to pay their bills with credit cards.

Visa cards are also accepted by companies that accept credit cards because they are perceived as credit cards.

However, you should be aware that because the card will be treated as a credit card, there will be some fees associated with it. Signing up and giving it a shot is completely free.

Pay everyday bills

You can use the cards to pay regular bills or, better yet, make a local purchase with the Visa gift card, in addition to larger bills.

This is possible because Visa gift cards are usually accepted in stores that accept regular Visa cards.

In most cases, billers who accept credit cards will accept the gift card as payment as well.


Sell the Gift Cards

Selling your Visa gift cards for cash is the most common way to convert them to cash.

You can make money by selling the card in any of the following ways.


Using a website

Some websites will buy your Visa gift card in exchange for cash, such as MyGiftCards+, Prepaid2Cash, Giftcard Zen, and Cardpool. These websites will sometimes even send you prepaid postage that you can use to send the gift card to them.

Even better, if your gift card is digital, some websites will buy it from you right away.

However, before making a deal with them, make sure you check out the website’s reviews.

These websites will most likely only give you a portion of the value of your Visa card, but it’s a good percentage if you need cash.

This is the ultimate guide to selling gift cards quickly and efficiently.


Using a mobile app

Several companies that buy gift cards also have mobile apps where you can sell your Visa gift card. Raise, for example, has a mobile app that allows you to easily sell your gift card.

It’s as simple as downloading the app and sending your card.

Then you can choose between PayPal or a check as your preferred method of payment. The company, on the other hand, will take 15% of the card’s value as a commission.


Place it on e-commerce sites

You can list your Visa gift card on eCommerce websites like eBay in addition to selling it through buying websites.

Unlike other websites, which take a significant cut of the total value, you can sell the card for the same price as its value this way. If you want to sell it quickly, however, you can make the price slightly lower than the value.

If you have to send the card, one thing to consider is the cost of shipping.

Furthermore, although not as much as other websites, these eCommerce websites charge a small percentage as commission.


Offer it to a friend.

If you have a friend who is willing to buy the Visa gift card from you, this may be the simplest way to get cash for the card. You can inquire among your friends, who can then inquire among their friends.

You will avoid the commissions that would have been charged if you had sold the gift card online.



Purchasing Money Orders

Money orders can be purchased with Visa gift cards at some stores, including Walmart and a variety of other grocery stores. The money orders can then be deposited into your account and used as cash as you wish.

Money orders can usually be deposited in a bank account as a form of payment.

However, even though this appears to be a simple procedure, proceed with caution. Many banks have been known to close accounts if they receive an excessive number of money order deposits.

As a result, if you use this method, exercise caution.


Emergency Disposal Options

If the above methods fail to liquidate the Visa card, you can use these two options, but they will cost you money.

Use a service like PayPal to send money.

Some service providers, such as PayPal, are designed to allow users to send and receive money from others for a fee.

In most cases, PayPal charges a fee of 3% of the total amount transferred. The good news is that you can send money using prepaid Visa gift cards in this manner.

This will satisfy your need for cash from your card, though at a cost.


Solutions for mobile payments

Payment readers are available from a number of mobile money service providers, allowing you to accept credit card payments.

You can use the Visa gift card to pay for yourself and a fee to a merchant. However, proceed with caution: this is not as simple as it appears.

If you use this as an emergency option, you must be very careful, as some companies will terminate your account if you abuse it.

Furthermore, if you use the merchant method to pay yourself, you may face tax consequences. As a result, you should seek the advice of a financial advisor before proceeding.


 Visit a Gift Card Exchange Kiosk to trade in your card.

A Gift Card Exchange kiosk is an excellent option for converting Visa gift cards to cash. These counters are usually found in grocery stores, and their bright yellow color makes them easy to spot.

You simply need to enter the data from your gift card into the kiosk, wait for an offer, and decide whether or not to accept it.

If the offer is appealing, you can accept it and receive a voucher to present to a cashier in exchange for cash.

Simply search online for the nearest kiosk and you’re good to go.


 Give a Visa Gift Card as a present

For special occasions such as weddings, you may be required to give a gift to a friend or family member.

Because prepaid Visa gift cards are usually purchased in denominations of $100, $200, or $500, they make a great gift and can be used as cash.

A Visa gift card is an excellent alternative to a check.


Jour Cards Store

Jour Cards Store is a payment and games e-commerce site. The Jour Cards Store provides a variety of services, including the exchange of Visa gift cards for cash.

This is a huge relief for many people who have struggled to find a simple way to exchange these cards.

The store implements a brand-new concept of trading e-currency via various platforms such as Bitcoin and PayPal.

Jour Cards will give you 80% of the total value of the Visa gift card and keep the remaining 20%. The remaining 80% is wired to your purse or account email by the company.

The entire procedure should take between 24 and 72 hours to complete. This is due to the fact that their gift card exchange department must first test your gift card.


 Purchasing Items to Resell

I’m sure you’ve heard of this method, but in case you haven’t, here’s how it works.

You can not only get cash out of your Visa gift card using this method, but you can also make some extra cash. In essence, it’s all about getting great deals.

Prepaid gift cards can be used to pay for products on platforms like PayPal, and many retailers accept online payments.

As a result, you can use Visa gift cards to make an online or in-store purchase through PayPal.

If you find a great deal on a product you want to buy, you can buy it and then resell it for a profit or breakeven to get your money.

If you can find cheap deals on useful products that you can later resell, this can be a great option.



How to Redeem a Gift Card for Cash

Gift cards have long been the most popular present or gift for almost any occasion, including holidays, birthdays, Valentine’s Day, and so on.

Gift cards appear to be the king of gifts when you don’t know what to get that special someone.

But what happens if you don’t receive the correct gift card?

Shouldn’t that money be put to better use right now?

What if I told you that you could cash in that gift card for cash? Don’t worry, this is completely legal and straightforward.


How to Redeem Your Gift Card for Cash (Instead of Using It)

Here’s how to cash out a gift card.

It’s not as difficult as you might think. To begin, you must first check the card’s balance. This is so you can decide whether or not it’s worth it.

The next step is to take your card to a gift card exchange kiosk. Follow the on-screen instructions. Before you hit the accept button, double-check everything.

Get your money by presenting the receipt to the cashier. It’s the equivalent of going to the CoinStar.

You can also get money from your gift card by doing the following:


  • Your gift card can be sold.
  • Use the gift card to purchase an in-demand item and then resell it.
  • To pay yourself, purchase money orders directly.
  • Change the value of your gift card to something else. This is similar to selling, except that you can get a different product in return.

Is it possible to make money by selling your gift cards?

Yes, that is correct. The first thing to consider is whether you should sell your gift card to friends and family first. If they don’t want it, you can sell your gift card on websites such as Prepaid2Cash or MyGiftCardPlus.

Just make sure the website is legitimate so you don’t lose your gift card or get scammed out of more money.

Also, make sure that your card hasn’t expired by the time you sell it. The last thing you want is for your gift card to expire after you sell it to someone.

To avoid this, list your gift card several weeks before it expires to ensure you have enough time to sell it.

Is it possible to withdraw funds from a gift card?

Unfortunately, no. You can’t just take a gift card to an ATM and get cash right away.

What is the reason for this? Just because it’s a gift card is reason enough. There are, however, a variety of ways to obtain money in exchange for the value of the gift card.

A reloadable prepaid card is a good way to get cash. But that isn’t the issue. We’re discussing gift cards. According to our research, selling a gift card for a discount is the best way to get cash in exchange for it.


How to Convert Gift Cards to Cash: Final Thoughts

You may have a Visa gift card that you don’t want to use for shopping. All you want is to get some cash out of it so you can pay your other bills.

So, I hope you’ve learned something useful from this article about how to convert Visa gift cards to cash.

Personal Capital can help you keep track of your cash flow and assets. You can link your checking accounts for free to ensure you’re keeping track of your income and assets.

Have you discovered a method that works for you? Please contact me directly to express your thoughts. I’m here to assist you.


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